Frequently Asked Questions
Everything you need to know about comparing insurance quotes with Insurance Coverage Plans
What types of insurance can I get quotes for?
We offer comparison services for a wide range of insurance products, including auto, home, life, health, renters, and business insurance. Our licensed agents can also help you find coverage for specialty insurance needs.
How do I get an insurance quote?
Getting a quote is easy. Just call us at +1 234 567 8900. A licensed insurance agent will ask about your coverage needs and provide personalized quotes from multiple insurance providers. The whole process usually takes just a few minutes.
Is there a cost to get insurance quotes?
No. There's no charge and no obligation to receive insurance quotes through our service. We provide free quote comparisons to help you find the right coverage at competitive rates.
How do you find the best insurance rates?
We work with a network of licensed insurance providers across the United States. When you request a quote, we compare options from multiple carriers to find competitive rates that match your coverage needs and budget. Our agents are trained to spot discounts and savings opportunities.
What information do I need to provide for a quote?
The details needed vary by insurance type. For auto insurance, you'll typically need driver information, vehicle details, and driving history. For home insurance, we'll need property information and coverage preferences. Our agents will walk you through exactly what's needed for your specific quote.
How long does it take to get a quote?
Most quotes are ready within minutes during your phone call. For more complex coverage needs or business insurance, it may take a bit longer to gather all the necessary information and provide accurate quotes. Our agents work quickly to get you the information you need.
Are the insurance companies you work with licensed?
Yes. We only work with insurance carriers that are properly licensed to do business in their respective states. All insurance products are offered by licensed insurance companies that meet state regulatory requirements. Your coverage will be backed by established insurance carriers.
Can I get coverage if I have a poor driving record?
Yes, we can help drivers with various backgrounds find coverage. While rates may vary based on driving history, we work with multiple carriers who specialize in different risk profiles. Our agents can help identify options available to you regardless of your driving record.
What is the difference between liability and full coverage auto insurance?
Liability insurance covers damage you cause to others in an accident, which is required by most states. Full coverage typically includes liability plus comprehensive and collision coverage, which protects your own vehicle from damage. Our agents can explain the differences and help you choose the right level of coverage for your situation.
How much home insurance coverage do I need?
The amount of home insurance you need depends on factors like the replacement cost of your home, the value of your personal belongings, and your desired liability protection. Our agents can help you assess your coverage needs and recommend appropriate coverage limits.
Can I bundle multiple insurance policies?
Yes, many insurance carriers offer discounts when you bundle multiple policies together, such as auto and home insurance. Bundling can often result in significant savings. Ask our agents about bundle options when getting your quotes.
What factors affect my insurance rates?
Insurance rates are determined by many factors including your location, coverage amounts, deductible choices, claims history, credit history (where permitted), and specific characteristics related to what you are insuring. Our agents can explain how different factors may impact your rates.
How do I file a claim if I purchase a policy?
If you purchase a policy through one of our partner carriers, you would file claims directly with that insurance company. Each carrier has its own claims process, typically available by phone, online, or through a mobile app. Policy documents will include specific claims contact information.
Can I make changes to my policy after I purchase it?
Yes, you can typically make changes to your insurance policy after purchase. Changes like adding vehicles, updating coverage limits, or changing addresses can usually be made by contacting your insurance carrier directly. Major changes may affect your premium.
What are your customer service hours?
Our customer service team is available Mon–Fri, 8am–8pm EST to assist you with getting quotes and answering questions. You can call us anytime at +1 234 567 8900. We are here to help whenever you need us.
Still have questions? We are here to help.
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